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    Wallet to Perfection

    Listen, credit card offers are a dime a dozen. (And most of them come saddled with rates that aren’t exactly worth the price of admission.) That’s why we keep it simple and focus on meeting member needs at their very core—low interest rates and high reward yields.

    GET PREAPPROVED ︎

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    Credit Card

    Better Visa® cards for a better life. Little to no fees and lower interest. Find the right card for you.

    A perfect fit for every lifestyle.

    What’s your Levo quotient when it’s time to spend?

    BetterRewardsCard  BetterRateCard

    BLACK FRIDAY WEEK - EARN 3% CASH BACK!

    Have the Levo Better Rewards Visa® Card? Earn 3% cash back on ALL purchases from November 24 - 30, 2023. But that's not all.. Year around, earn 2% on gas, grocery and wholesale club purchases. 1% on all other purchases.

    GET PRE-APPROVED    ︎
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    Realistic Rates

    When it comes to racking up some purchases, are you most concerned with getting the most bang for your buck in the long-term? A Better Rate Visa® might be your ideal plastic. Enjoy Levo’s lowest rate on everyday purchases.

    VIEW RATES ▶︎
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    Rewarding Results

    Seeing those reward points add up basically your favorite thing? (We can relate.) Maximize the benefit of using your Better Rewards Visa® whether you’re on a holiday spending spree or filling up at the pump.

    LEARN MORE ︎

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    Explore Security

    Enjoy the thrill of spending online or in-person without the headache of fraudulent transactions and ID theft? (Yeah, we know it’s a resounding “yes.”) We amp up the security features to keep your credit card on the safe side.

    EXPLORE SECURITY ︎

    Credit Card Fraud infographic CTA

    Current Consumer Credit Card Interest Rates

    Credit Card APR*
    BETTER REWARDS VISA® CREDIT CARD 16.24%
    BETTER RATE VISA® CREDIT CARD OR SECURED VISA® CREDIT CARD 14.74%

    APPLY NOW ︎

    Transparent Fees

    Levo Credit Union prides itself on offering its valued members manageable credit cards that make sense. That’s why we keep fees minimal and clear.

    Features The Average Bank Levo
    REQUIRED OPENING DEPOSIT $100 $0
    MINIMUM DAILY BALANCE FEE $5.95/month $0
    OVERDRAFT LINE OF CREDIT ACCESS $3/transfer $0/transfer
    BILL PAY FEE $8/month $0
    OUT OF NETWORK ATM USAGE FEE $2 - $3.50 $2

    Check out our Visa card disclosure.

    Ready for a Better Credit Card?

    APPLY NOW ︎

    Online Access

    Our online banking platform allows you instant access to your credit card transaction history and bill payments any time of day.

    • Check balances
    • Make payments
    • View statements
    ONLINE BANKING ▶︎

    Rewards Earned

    With the Better Rewards Visa® Credit Card, you can get rewarded just for spending—each dollar you spend earns you a point. Accumulate those points to redeem for travel opportunities, gift cards or cash.

    LEARN MORE ︎

    Calculate Your Payoff

     

    Need some assistance? We’ve got answers awaiting!

    *Annual Percentage Rate. Some restrictions apply. Balance transfer must occur between Nov. 1, 2022 and Jan. 31, 2023, to incur the 0% APR* Promotional/Introductory Rate. Promotional/
    introductory rate ends Oct. 31, 2023. For full Terms and Conditions, go to Levo.org. Visa® credit cards are issued by Levo Federal Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.

    *APR - Annual Percentage Rate. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR.Annual Percentage Rate.  Some restrictions apply. Visa® credit cards are issued by Levo Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.