Wallet to Perfection

Listen, credit card offers are a dime a dozen. (And most of them come saddled with rates that aren’t exactly worth the price of admission.) That’s why we keep it simple and focus on meeting member needs at their very core—low interest rates and high reward yields.

CREDIT CARD

Better Visa® cards for a better life. Little to no fees and lower interest. find the right card for you.

A perfect fit for every lifestyle.

What’s your Levo quotient when it’s time to spend?

If rewards are what you’re after, maximize your opportunities to earn with the Better Rewards Card. Rewards such as gift cards can be earned from as little as 2,500 points—just for spending as you normally would on everyday purchases.

BetterRewardsCard

Maximum Rewards

Earn points for each dollar spent—redeem for travel, gift cards and cash back!

2% Cash Back – on gas, grocery & wholesale clubs
1% Cash Back – on all other purchases
3% Cash Back – during Black Friday week (November 24 - November 30) on ALL purchases

Minimal Fees

There’s no annual fee and no fees for cash advances or balance transfers. Foreign transactions only incur a 1% fee, while late and returned payments incur $25 or less.

Instant Access

Check history and make payments from any devices—laptop, tablet or smartphone.

*CTA LEARN ABOUT REWARDS*

If minimal interest is your speed, cut away the extras with the Better Rate Card. Enjoy the benefit of an interest-free grace period on all purchase if the pay-in-full amount is paid by the due date.

BetterRateCard

Lowest Rate

Enjoy the lowest interest—pay in full by your due date, and no interest is charged!

Minimal Fees

There’s no annual fee and no fees for cash advances or balance transfers. Foreign transactions only incur a 1% fee, while late and returned payments incur $25 or less.

Instant Access

Check history and make payments from any devices—laptop, tablet or smartphone.

If you’re just getting started on building (or rebuilding) your credit, a secured card could be the answer. Enjoy a credit line of as little as $300 or as much as $5,000 that will help build your credit history for a minimal upfront security deposit.

To get started, call 605-334-2471.

Realistic Rates

When it comes to racking up some purchases, are you most concerned with getting the most bang for your buck in the long-term? A Better Rate Visa® might be your ideal plastic. Enjoy Levo’s lowest rate on everyday purchases.

VIEW RATES ▶︎

Rewarding Results

Seeing those reward points add up basically your favorite thing? (We can relate.) Maximize the benefit of using your Better Rewards Visa® whether you’re on a holiday spending spree or filling up at the pump.

Explore Security

Enjoy the thrill of spending online or in-person without the headache of fraudulent transactions and ID theft? (Yeah, we know it’s a resounding “yes.”) We amp up the security features to keep your credit card on the safe side.

Current Consumer Credit Card Interest Rates

Credit Card	APR*
BETTER REWARDS VISA® CREDIT CARD	12.24%
BETTER RATE VISA® CREDIT CARD OR SECURED VISA® CREDIT CARD	10.74%

Transparent Fees

Levo Credit Union prides itself on offering its valued members manageable credit cards that make sense. That’s why we keep fees minimal and clear.

Features	The Average Bank	Levo
REQUIRED OPENING DEPOSIT	$100	$0
MINIMUM DAILY BALANCE FEE	$5.95/month	$0
OVERDRAFT LINE OF CREDIT ACCESS	$3/transfer	$0/transfer
BILL PAY FEE	$8/month	$0
OUT OF NETWORK ATM USAGE FEE	$2 - $3.50	$2

Check out our Visa card disclosure.

Ready for a Better Credit Card?

Online Access

Our online banking platform allows you instant access to your credit card transaction history and bill payments any time of day.

Check balances
Make payments
View statements

ONLINE BANKING ▶︎

Rewards Earned

With the Better Rewards Visa^® Credit Card, you can get rewarded just for spending—each dollar you spend earns you a point. Accumulate those points to redeem for travel opportunities, gift cards or cash.

Calculate Your Payoff

Need some assistance? We’ve got answers awaiting!

*APR - Annual Percentage Rate. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR.

Annual Percentage Rate. Some restrictions apply. Visa® credit cards are issued by Levo Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.

Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.