
Wallet to Perfection
Listen, credit card offers are a dime a dozen. (And most of them come saddled with rates that aren’t exactly worth the price of admission.) That’s why we keep it simple and focus on meeting member needs at their very core—low interest rates and high reward yields.
Credit Card
Better Visa® cards for a better life. Little to no fees and lower interest. Find the right card for you.
A perfect fit for every lifestyle.
What’s your Levo quotient when it’s time to spend?
If rewards are what you’re after, maximize your opportunities to earn with the Better Rewards Card. Rewards such as gift cards can be earned from as little as 2,500 points—just for spending as you normally would on everyday purchases.
Maximum Rewards
Earn points for each dollar spent—redeem for travel, gift cards and cash back!
- 2% Cash Back – on gas, grocery & wholesale clubs
- 1% Cash Back – on all other purchases
- 3% Cash Back – during Black Friday week (November 24 - 30, 2023 on ALL purchases
Minimal Fees
There’s no annual fee and no fees for cash advances or balance transfers. Foreign transactions only incur a 1% fee, while late and returned payments incur $25 or less.
Instant Access
Check history and make payments from any devices—laptop, tablet or smartphone.
*CTA LEARN ABOUT REWARDS*
If minimal interest is your speed, cut away the extras with the Better Rate Card. Enjoy the benefit of an interest-free grace period on all purchase if the pay-in-full amount is paid by the due date.
Lowest Rate
Enjoy the lowest interest—pay in full by your due date, and no interest is charged!
Minimal Fees
There’s no annual fee and no fees for cash advances or balance transfers. Foreign transactions only incur a 1% fee, while late and returned payments incur $25 or less.
Instant Access
Check history and make payments from any devices—laptop, tablet or smartphone.
If you’re just getting started on building (or rebuilding) your credit, a secured card could be the answer. Enjoy a credit line of as little as $300 or as much as $5,000 that will help build your credit history for a minimal upfront security deposit.
To get started, call 605-334-2471.

Realistic Rates
When it comes to racking up some purchases, are you most concerned with getting the most bang for your buck in the long-term? A Better Rate Visa® might be your ideal plastic. Enjoy Levo’s lowest rate on everyday purchases.

Transparent Fees
Levo Credit Union prides itself on offering its valued members manageable credit cards that make sense. That’s why we keep fees minimal and clear.
Features | The Average Bank | Levo |
---|---|---|
REQUIRED OPENING DEPOSIT | $100 | $0 |
MINIMUM DAILY BALANCE FEE | $5.95/month | $0 |
OVERDRAFT LINE OF CREDIT ACCESS | $3/transfer | $0/transfer |
BILL PAY FEE | $8/month | $0 |
OUT OF NETWORK ATM USAGE FEE | $2 - $3.50 | $2 |
Check out our Visa card disclosure.
Online Access
Our online banking platform allows you instant access to your credit card transaction history and bill payments any time of day.
- Check balances
- Make payments
- View statements
Calculate Your Payoff
Need some assistance? We’ve got answers awaiting!
*Annual Percentage Rate. Some restrictions apply. Balance transfer must occur between Nov. 1, 2022 and Jan. 31, 2023, to incur the 0% APR* Promotional/Introductory Rate. Promotional/
introductory rate ends Oct. 31, 2023. For full Terms and Conditions, go to Levo.org. Visa® credit cards are issued by Levo Federal Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.
*APR - Annual Percentage Rate. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR.Annual Percentage Rate. Some restrictions apply. Visa® credit cards are issued by Levo Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.