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    Wallet to Perfection

    Listen, credit card offers are a dime a dozen. (And most of them come saddled with rates that aren’t exactly worth the price of admission.) That’s why we keep it simple and focus on meeting member needs at their very core—low interest rates and high reward yields.

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    Credit Card

    Better Visa® cards for a better life. Little to no fees and lower interest. Find the right card for you.

    A perfect fit for every lifestyle.

    What’s your Levo quotient when it’s time to spend? With the Levo Better Visa® Card, you can shop by your own rules; by rate, or rewards.

    BetterRateVisaCard

    Better Rate Visa® Card

    If minimal interest is your speed, cut away the extras with the Better Rate Card. Enjoy the benefit of an interest-free grace period on all purchases if the pay-in-full amount is paid by the due date.

    • Low Interest Rate
    • Instant Access From Laptop, iPad, or Smartphone
    • No Balance Transfer Fees
    • No Cash Advance Fees

    No Annual Fee

    APPLY NOW
    BetterRewardVisaCard

    Better Rewards Visa® Card

    If rewards are what you’re after, maximize your opportunities to earn with the Better Rewards Card. Rewards such as gift cards can be earned from as little as 2,500 points—just for spending as you normally would on everyday purchases. Earn points for each dollar spent—redeem for travel, gift cards, and cash back!

    • 2% Cash Back on Gas, Groceries, And Wholesale Clubs All Year
    • 3% Cash Back During Black Friday Week (Nov. 24-30, 2023)
    • 1% Cash Back On All Other Purchases All Year
    • Instant Access From Laptop, iPad, or Smartphone
    • No Balance Transfer Fees
    • No Cash Advance Fees

    No Annual Fee

    LEARN MORE
    SecuredCard-2

    Levo Secured Visa® Card

    If you’re just getting started on building (or rebuilding) your credit, a secured card could be the answer. Enjoy a credit line of as little as $300 or as much as $5,000 that will help build your credit history for a minimal upfront security deposit.

    • Credit Line as much as $5,000
    • Instant Access From Laptop, iPad, or Smartphone
    • No Balance Transfer Fees
    • No Cash Advance Fees

    No Annual Fee

    CALL 605-334-2471
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    Realistic Rates

    When it comes to racking up some purchases, are you most concerned with getting the most bang for your buck in the long-term? A Better Rate Visa® might be your ideal plastic. Enjoy Levo’s lowest rate on everyday purchases.

    VIEW RATES ▶︎
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    Rewarding Results

    Seeing those reward points add up basically your favorite thing? (We can relate.) Maximize the benefit of using your Better Rewards Visa® whether you’re on a holiday spending spree or filling up at the pump.

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    Explore Security

    Enjoy the thrill of spending online or in-person without the headache of fraudulent transactions and ID theft? (Yeah, we know it’s a resounding “yes.”) We amp up the security features to keep your credit card on the safe side.

    EXPLORE SECURITY ︎

    Credit Card Fraud infographic CTA

    Current Consumer Credit Card Interest Rates

    Last Updated: May 5, 2023 5:09:21 PM
    Credit Card APR*
    BETTER REWARDS VISA® CREDIT CARD 16.74%
    BETTER RATE VISA® CREDIT CARD OR SECURED VISA® CREDIT CARD 15.24%

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    Transparent Fees

    Levo Credit Union prides itself on offering its valued members manageable credit cards that make sense. That’s why we keep fees minimal and clear.

    Last Updated: Sep 7, 2021 3:12:14 AM
    Requirements Amount
    ANNUAL FEE $0
    CASH ADVANCE FEE $0
    BALANCE TRANSFER FEE $0
    FOREIGN TRANSACTION FEE 1%/Transaction
    LATE PAYMENT FEE $25 or Less
    RETURNED PAYMENT FEE $25 or Less
    CARD REPLACEMENT FEE $15
    Last Updated: Dec 8, 2021 7:13:07 PM
    Features The Average Bank Levo
    REQUIRED OPENING DEPOSIT $100 $0
    MINIMUM DAILY BALANCE FEE $5.95/month $0
    OVERDRAFT LINE OF CREDIT ACCESS $3/transfer $0/transfer
    BILL PAY FEE $8/month $0
    OUT OF NETWORK ATM USAGE FEE $2 - $3.50 $2

    Check out our Visa card disclosure.

    Ready for a Better Credit Card?

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    Online Access

    Our online banking platform allows you instant access to your credit card transaction history and bill payments any time of day.

    • Check balances
    • Make payments
    • View statements
    ONLINE BANKING ▶︎

    Rewards Earned

    With the Better Rewards Visa® Credit Card, you can get rewarded just for spending—each dollar you spend earns you a point. Accumulate those points to redeem for travel opportunities, gift cards or cash.

    LEARN MORE ︎

    Calculate Your Payoff

     

    Need some assistance? We’ve got answers awaiting!

    *APR - Annual Percentage Rate. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR.Annual Percentage Rate.  Some restrictions apply. Visa® credit cards are issued by Levo Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.