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    PERSONAL CHECKING

    Imagine a world without unnecessary fees. Now imagine a “free checking” account that is legitimately free of unavoidable fees. That’s the benefit of banking with Levo Credit Union.

    Not A Member?

    APPLY NOW ︎

    Keep it simple with free checking.

    Life gets easier with better banking, especially when it's free. Take advantage of our free checking account and discover all the great benefits it has to offer. It's the no-fee, no-fuss account for managing your money.

     Members can open new checking accounts through online or mobile banking.

    Transparent Fees

    Levo Credit Union prides itself on offering its valued members the fee-free checking they deserve. That’s why we keep them to a bare minimum. Take a look at how they stack up compared to the average bank.

    Features The Average Bank Levo
    REQUIRED OPENING DEPOSIT $100 $0
    MINIMUM DAILY BALANCE FEE $5.95/month $0
    OVERDRAFT LINE OF CREDIT ACCESS $3/transfer $0/transfer
    BILL PAY FEE $8/month $0
    OUT OF NETWORK ATM USAGE FEE $2 - $3.50 $2

    Direct Deposit

    Make the most of a quick, convenient, and secure method for automating your deposits of recurring income into any Levo checking or savings account you choose. Income received from various sources, such as your employer, social security, pensions and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments, may all be eligible for Direct Deposit.

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    Gather & Review Account Information

    You will need the essentials details concerning you and your Levo account to enable transactions with a third party. (Name, Levo routing number (291479974), your Levo 13-digit account number, and the type of account you wish to deposit to.)

    Contact Your Employer or Payor/Payee

    Ask the depositor for their process and requirement. You can also tart with our pre-filled form. If they require more information and you need help, feel free to stop by any branch, and we can assist you.

    Monitor Your
    Account

    Note that it may take time for the third party to process your request and begin processing transactions/deposits.

    Questions? Call as us 605.334.2471.

     

    ATM/Checkcard Access

    Each checking account comes with a free checkcard to be used online, at brick-and-mortar stores and at ATMs nationwide—more than 88,000 of them without fees. There are no monthly or transaction fees for using it, and it’s usable wherever Visa® Debit Cards are accepted.

    visa-secure-logo

    Your Levo Credit Union check card is equipped with Visa Secure - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more click here.

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    Lost or Stolen Card

    For member service or to report a lost or stolen card call 605.334.2471 or 800.568.5711.

    After business hours, call 800.236.2442.

    Online/Mobile Services

    There's no need to hustle over to a branch to get your basic banking needs taken care of. Here's the array of things you can get done in our online banking platform or the Levo Credit Union mobile app:

    • Check balances
    • Pay bills
    • Open new accounts
    • Transfer funds
    • Reorder checks
    • View statements
    • Make loan payments
    • Set up text/email alerts*
    • Mobile deposit
    • Chat with us
    • EasyVest
    • Send money P2P
    • Set card controls
    • Redeem rewards
    • Mobile Wallet
    • Stop payments
    • and more...

    Payroll Deduction

    Why not let us take care of those recurring transactions - and you can just enjoy your paydays.

    We can arrange -- through your employer payroll office or by automatic transfer here at the credit union -- to make your loan payments for you. We can also help you save on a regular basis with transfers to regular savings, Christmas club or other special share accounts, your IRA shares, or put money into the kids' accounts.

    In addition to saving you the time spent making these payments and deposits yourself, Payroll Deduction never "forgets".

    Overdraft Protection

    A backup plan is always helpful. That’s why we offer a line of credit specifically for overdrafts so you don’t have to worry about being charged a fee when you accidentally overdo your spending. There’s no cost to add it—you just pay a minimal interest rate when (or if) you use it.

    Interest Earned

    There’s nothing like earning a little extra dough for doing next to nothing! Your Levo Credit Union checking account can also earn dividends—it’s one of the many benefits of being a credit union member.

    Checking Dividend Rates

    You can earn dividends just by banking with Levo Credit Union. Here's what you can expect currently:

    Minimum Balance Dividend Rate APY*
    AT ACCOUNT OPENING $0 0.00% 0.00%
    AT INTEREST-EARNING THRESHOLD $2,000 0.02% 0.02%

    *APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.

    Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.

    Not a member?

    APPLY NOW ︎

    *Members can apply through the online or mobile banking app.

     

    Order Checks

    Affordable, stylish checks. Singles or Duplicate available. 100% Satisfaction And Security Guaranteed. Choose our Levo checks or your own personalized design!

    Not a member?

    APPLY NOW ︎

    *Members can apply through the online or mobile banking app.

    Reorder Paper Checks

    If you’re all out of paper checks, you can reorder with ease online. If you have your checks through our Checks for Less™ program*, you can reorder right here with your next sequential check number and your 13-digit account number.

    REORDER CHECKS     ︎
    *Members can also reorder through online or mobile banking.

    *Price per 150-check box is $14.99 for the official Levo Credit Union check design and $16.99 for all other styles. If you order your checks through another provider or you don’t know the required numbers listed above, call 605-334-2471 or 800-568-5711 to reorder over the phone.

    INSIDER SIGNUP! Be in the know of what great things are happening at Levo.

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    Routing Number: 291479974

    NMLS: 441310

    If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-568-5711 for assistance. All products and services available on this website are available at all Levo Credit Union branch locations.

    © 2014-2025 Levo Credit Union