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There’s nothing quite as blissful as finding a sanctuary to soothe your weary feet at the close of each day. Whether you seek solace from the hustle and bustle of each work day or a need just moment of solitude amidst the chaos, your home can provide you with the comfort and security you need.

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Conventional Loans - APR*

6.250%

Mortgage underwriting? Local. – Fees? Low as can be.

Conventional fixed-rate loan

Payments you can count on – our fixed-rate loans are offered in a variety of terms. No mortgage insurance is needed if you have a 20% down payment or 20% equity in the home. As little as 5% down (3% if first-time homebuyer). For purchase or refinance.

A GOOD FIT IF...

  • You plan to own your home long-term
  • You recently graduated from college
  • You are an active military or veteran
  • You are a first-time home buyer
  • You have a good credit score
  • You have a good debt-to-income ratio
  • You want to avoid upfront fees on government loans

Conventional Adjustable-Rate Loan

Planning a short stay? Take advantage of low early rates if you have the wherewithal to pay off your loan early and often. It’s a decent option for a short-term residency as rates fluctuate with the market. For purchase or refinance.

A GOOD FIT IF...

  • You believe rates are going to drop soon and don't plan on staying in your home long-term
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LOW FEES

Levo Credit Union keeps the fees associated with financing a home sensible and minimal. Our origination fee is just 0.75% of the loan amount.

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Speedy Decisions

We don’t leave you hanging on our prequalification decisions—you know your approval status when you meet with your loan officer.

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LOCAL UNDERWRITING

Our local team features an underwriting pro who can make the qualification process smooth, simple and speedy.

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A perfect fit for every lifestyle.

How do you Levo at home?

VectorHouses

Additional home loan types

Construction Loans

APR* AS LOW AS
3.99%

FHA Loans

APR* AS LOW AS
5.50%

VA Loans

APR* AS LOW AS
5.50%

Rural Development Loans

APR* AS LOW AS
5.875%

Repeat Home Buyer Loans

APR* AS LOW AS
6.875%

ARM Loans

APR* AS LOW AS
8.50%

Home Equity Loans

APR* AS LOW AS
7.74%
 
*APR - Annual Percentage Rate.  Your loan interest APR will be determined by your credit score. Tiers represent credit score ranges as follows: 1= 720+, 2= 680-719, 3= 679 or lower. The specific rate will be set at the time of the loan application review.  Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. All expenses not specified herein, including, without limitation, all federal, state, and local taxes, are the member’s sole responsibility. Equal Housing Lender. NMLS 441310
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Current Home Loan Interest Rates

Mediocre mortgages are a dime a dozen. That’s why Levo flips the script—we have local underwriting, speedy qualification decisions and minimal fees and interest rates. Let’s talk about what the Levo mortgage team can do for your home purchasing goals.

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Last Updated: Apr 9, 2024 2:48:02 PM
Mortgage Type Rate APR*
30 YEAR FIXED RATE 6.625% 6.758%
20 YEAR FIXED RATE 6.750% 6.925%
15 YEAR FIXED RATE 6.250% 6.466%
10 YEAR FIXED RATE 6.250% 6.554%
7/1 ARM 8.000% 8.133%
10/1 ARM 9.000% 9.141%
SOUTH DAKOTA HOUSING 30 YEAR FHA 5.625% 5.750%
SOUTH DAKOTA HOUSING 30 YEAR FHA FIXED RATE PLUS 6.125% 6.254%
FHA 30 YEAR FIXED RATE 6.000% 6.285%
VA 30 YEAR FIXED RATE 5.990% 6.415%
Last Updated: Mar 4, 2024 7:35:02 PM
Mortgage Type Rate APR* Term (Months)
RESIDENTIAL LOT LOANS 80% LTV TERM 15 YEARS 7.990% 8.168% 180
CONSTRUCTION LOAN OPTION 1 3.990% 7.604% 9
CONSTRUCTION LOAN OPTION 2 4.990% 7.648% 9

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*APR – Annual Percentage Rate. Your loan interest APR will be determined by your credit score. The numbered tiers shown represent credit score ranges as follows: 1= 720+, 2= 680-719, 3= 679 or lower. The specific rate will be set at the time of loan application review. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. First Mortgage and Construction Loans are subject to an origination fee of 0.75% or $1,000.

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