
PERSONAL SAVINGS
Does your piggy bank pay dividends? (Didn’t think so.) Get invested in a savings account from Levo Credit Union, and you’ll be floored by the number of interest-earning options you have at your disposal.
SPECIAL OFFER - FOR A LIMITED TIME
Supporting Your Goals With Higher Yields

Certificates That Will Put Your Savings To Work For You.
Our Certificate pays competitive rates and is simple to set up.
- 4.57% APY** for 13 months
- Term - 13 months
- Minimum opening balance of $500
To open a Certificate, stop into one of our 6 convenient locations or give us a call at 605-334-2471 for more information. NOTE: Members can open a Certificate through your online or mobile banking.
**13-month Promotional Share Certificate Annual Percentage Yield (APY). The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Promotional Share Certificates are available for new and existing members of Levo Credit Union. Minimum opening deposit of $500. Penalty for early withdrawal. Rate current as of May 12, 2023. Limited time offer. Offer may be changed or discontinued at any time. The 13-month Promotional Share Certificate will automatically renew at maturity to a new 12-month share certificate rate. Federally insured by the NCUA.
Easy Access
Levo Credit Union doesn’t think opening a savings account needs to cost an arm and a leg. That’s why we keep barriers to entry low for our most basic savings account options—every nest egg has to start somewhere.
REQUIREMENTS | THE AVERAGE BANK | LEVO |
---|---|---|
MINIMUM OPENING DEPOSIT | $50 | $5 |
MINIMUM DAILY BALANCE | $300 (charged $5/month if not met) | $5 (no fee charged) |
Calculate Your Potential
Our savings options come in a variety of shapes and sizes. Calculate where your deposit might go:
Regular Shares
When we say “shares,” we mean your very own piece of ownership of the credit union. When you open a savings account, you officially have yourself a share of Levo Credit Union. And when you’re a “shareholder,” you’re free and clear to apply for our many other valuable products and services. This is our most basic savings account.
Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $5 |
DIVIDEND-QUALIFYING BALANCE | $50 |
FEES CHARGED | $0 |
Special Shares
Saving up for something specific can be difficult when everything’s talked about in numbers, balances and deposits. That’s where Special Shares come in. Pick out what you’re saving for—travel, high-cost upcoming bills, a wedding—and we’ll help you meet your saving goals through automatic transfers and generous dividends.
Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $5 |
DIVIDEND-QUALIFYING BALANCE | $50 |
FEES CHARGED | $0 |
Super Shares
For those with a little more seed money to start with, get super. A Super Shares account has a higher opening deposit requirement, but it offers the biggest opportunity to stockpile dividends, with six tiers of dividend-earning thresholds.
Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $1,000 |
DIVIDEND-QUALIFYING BALANCE | $1,000 |
FEES CHARGED | $0 |
MONTHLY WITHDRAWALS ALLOWED | Three |
Share Certificates
Invest a little, get a lot. If you’re after one of the highest possible interest-earning rates Levo Credit Union has, you can invest your funds into a share certificate with a fixed-rate return over a designated period of time. You choose your term, and cash in when the clock runs out (or re-invest to maximize your dividends). Stop by a branch to open your certificate.
Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $500 (12-60 months) $2,500 (3-6 months) |
EARLY WITHDRAWAL PENALTY | See Fee Schedule |
Christmas Club
Post-holidays budget strains giving you tension headaches? The Christmas Club is a savings account made for you. Establish your shopping ahead of time, pay into your account throughout the year and forego a debt burden once January rolls around.
Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $5 |
DIVIDEND-QUALIFYING BALANCE | $50 |
FEES CHARGED | $0 |
Share Secured
Now the money you have on deposit at Levo Credit Union can do more than just earn a good yield – it can help you secure a low-rate loan, as well!
Ask about using any non-IRA savings or certificate account to secure a low-rate loan for any purpose. The money on deposit continues to earn a full dividend.
It’s an excellent way to establish or re-establish a credit history.
Because this type of loan poses little or no risk for the Credit Union, you will be offered some of the lowest rates available.
Current Consumer Savings Dividend Rates
You can earn dividends just by banking with Levo Credit Union. Here’s what you can expect currently:
SHARE & SUPER SHARE SAVINGS
Savings | Minimum Balance | Dividend Rate | APY* | Term |
---|---|---|---|---|
REGULAR, SPECIAL, & CHRISTMAS CLUB | $50 | 0.05% | 0.05% | N/A |
SUPER SHARE MONEY MARKET - TIER 1 | $1,000 up to $2,500 | 0.15% | 0.15% | N/A |
SUPER SHARE MONEY MARKET - TIER 2 | $2,500.01 - $10,000 | 0.70% | 0.70% | N/A |
SUPER SHARE MONEY MARKET - TIER 3 | $10,000.01 - $25,000 | 1.00% | 1.00% | N/A |
SUPER SHARE MONEY MARKET - TIER 4 | $25,000.01 - $50,000 | 1.75% | 1.76% | N/A |
SUPER SHARE MONEY MARKET - TIER 5 | $50,000.01 - $100,000 | 2.00% | 2.02% | N/A |
SUPER SHARE MONEY MARKET - TIER 6 | Over $100,000 | 2.25% | 2.27% | N/A |
Members can apply through the online or mobile banking app.
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.
SHARE CERTIFICATES
Certificate Term | Minimum Deposit | Dividend Rate | APY* | Term |
---|---|---|---|---|
3 MONTH CERTIFICATE | $2,500 | 1.00% | 1.00% | 3 |
6 MONTH CERTIFICATE | $2,500 | 4.60% | 4.65% | 6 |
1 YEAR CERTIFICATE | $500 | 3.25% | 3.29% | 12 |
13 MONTH CERTIFICATE SPECIAL | $500 | 4.50% | 4.58% | 13 |
18 MONTH CERTIFICATE | $500 | 3.00% | 3.03% | 18 |
2 YEAR SHARE CERTIFICATE | $500 | 3.25% | 3.29% | 24 |
3 YEAR SHARE CERTIFICATE | $500 | 2.50% | 2.52% | 36 |
4 YEAR SHARE CERTIFICATE | $500 | 2.50% | 2.52% | 48 |
5 YEAR SHARE CERTIFICATE | $500 | 2.50% | 2.52% | 60 |
Members can apply through the online or mobile banking app.
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.
**Limited time offer. Offer may be changed or discontinued at any time. The 13-month Promotional Share Certificate will automatically renew at maturity to a new 12-month share certificate rate.
Fees could reduce earnings on the account. The account requires a minimum opening deposit based on term and APY and is listed above. Early withdrawal(s) may be subject to either the Regulation D Penalty or the Early Withdrawal Fee. Some exceptions may apply.
The Regulation D Penalty is 7 days' simple interest and applies to:
- Withdrawals made within 7 days of account opening including the opening day.
- Withdrawals made during the grace period, when additional deposits are made during the grace period and the withdrawal exceeds the amount of the matured Share Certificate balance.
Withdrawals made after the first 7 days of account opening are subject to the Early Withdrawal Fee below:
- For terms less than three months (or less than 90 days), the fee is one month's interest.
- For terms three months (or 90 days) through 12 months (or 365 days), the fee is three months' interest.
- For terms over 12 months through 24 months, the fee is six months' interest.
- For terms over 24 months, the fee is 12 months' interest.
Share Savings Rates Effective: 05/12/23
Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.