PERSONAL SAVINGS

Easy Access

Levo Credit Union doesn’t think opening a savings account needs to cost an arm and a leg. That’s why we keep barriers to entry low for our most basic savings account options—every nest egg has to start somewhere.

Interest Earned

There’s nothing like earning a little extra dough for doing next to nothing! Your Levo savings account can also earn dividends—it’s one of the many benefits of being a credit union member.

Regular Shares

When we say “shares,” we mean your very own piece of ownership of the credit union. When you open a savings account, you officially have yourself a share of Levo Credit Union. And when you’re a “shareholder,” you’re free and clear to apply for our many other valuable products and services. This is our most basic savings account.

Members can apply through the online or mobile banking app.

Special Shares

Saving up for something specific can be difficult when everything’s talked about in numbers, balances and deposits. That’s where Special Shares come in. Pick out what you’re saving for—travel, high-cost upcoming bills, a wedding—and we’ll help you meet your saving goals through automatic transfers and generous dividends.

Members can apply through the online or mobile banking app.

Super Shares

For those with a little more seed money to start with, get super. A Super Shares account has a higher opening deposit requirement, but it offers the biggest opportunity to stockpile dividends, with six tiers of dividend-earning thresholds.

Members can apply through the online or mobile banking app.

Share Certificates

Invest a little, get a lot. If you’re after one of the highest possible interest-earning rates Levo Credit Union has, you can invest your funds into a share certificate with a fixed-rate return over a designated period of time. You choose your term, and cash in when the clock runs out (or re-invest to maximize your dividends). Stop by a branch to open your certificate.

Members can apply through the online or mobile banking app.

Christmas Club

Post-holidays budget strains giving you tension headaches? The Christmas Club is a savings account made for you. Establish your shopping ahead of time, pay into your account throughout the year and forego a debt burden once January rolls around.

Members can apply through the online or mobile banking app.

Current Consumer Savings Dividend Rates

You can earn dividends just by banking with Levo Credit Union. Here’s what you can expect currently:

Members can apply through the online or mobile banking app.

*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.

Members can apply through the online or mobile banking app.

*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.

**Limited time offer. Offer may be changed or discontinued at any time. The 13-month Promotional Share Certificate will automatically renew at maturity to a new 12-month share certificate rate.

Fees could reduce earnings on the account.  The account requires a minimum opening deposit based on term and APY and is listed above.  Early withdrawal(s) may be subject to either the Regulation D Penalty or the Early Withdrawal Fee.  Some exceptions may apply.  

The Regulation D Penalty is 7 days' simple interest and applies to:

• Withdrawals made within 7 days of account opening including the opening day.
• Withdrawals made during the grace period, when additional deposits are made during the grace period and the withdrawal exceeds the amount of the matured Share Certificate balance. 

Withdrawals made after the first 7 days of account opening are subject to the Early Withdrawal Fee below: 

• For terms less than three months (or less than 90 days), the fee is one month's interest.
• For terms three months (or 90 days) through 12 months (or 365 days), the fee is three months' interest.
• For terms over 12 months through 24 months, the fee is six months' interest.
• For terms over 24 months, the fee is 12 months' interest.  

Share Savings Rates Effective: 05/12/23