Skip to content
    Phone Icon 605-334-2471
    ATMs Branches Careers Education
    Online Banking|
    New User?
    Search 605-334-2471
      Quick Links
      ATMs Locations_Icon Branches Login_Icon Membership Accounts_Icon Calculators Rates_Icon Rates Careers
      Online Banking
      Triangles

      PERSONAL LOANS

      Sometimes you need a little extra funding to meet your day-to-day needs or the budget for your next big purchase. Try a Levo Credit Union® personal loan.

      APPLY FOR A LOAN ︎

      We have a loan for that.

      For the exciting, the unexpected, and everything in between.
       
      APR* as low as
      10.99%

      About Personal Loans

      Personal Fixed-Rate Term

      A personal fixed-rate term loan is a solid financial choice where you borrow a set amount and pay it back over time at the same interest rate. This means your monthly payments are predictable, making budgeting a breeze. The constant rate shields you from market ups and downs, giving you peace of mind. Ideal for big-ticket items like home upgrades or consolidating debt, it offers clarity and security, letting you know exactly what you owe each month and when you'll be debt-free.

       

      Personal Line Of Credit

      A personal line of credit is a handy financial tool that gives you access to a set amount of money whenever you need it. Unlike a traditional loan that provides a lump sum, this option lets you draw funds as needed, up to your limit. It's great for managing cash flow, tackling unexpected costs, or funding ongoing projects. You only pay interest on what you use, which makes it a cost-effective choice. 

      Flexible Options

      If you're in need of a low-cost source of quick cash, a personal line of credit from Levo Credit Union® is the perfect solution. Why? Because the only cost you'll pay is interest on the amount you owe. We offer:

      • No collateral required.
      • Lines of credit up to $100,000 available, depending on qualifications.
      • Choose from a Personal Line of Credit or a Fixed-Rate Term.
      • Low Interest Rates.
      • Flexible payment amounts as low as 2% of outstanding balance
      • Term Signature Loans offer a fixed rate and payment for up to 120 months
      • No setup or annual fees.
      • No advance fees or penalties for early payment.

      CALL FOR RATES ︎

       

      Personal Loan for Debt Consolidation

      A debt consolidation loan enables you to merge various high-interest balances into one manageable loan, resulting in a single monthly payment. This option is one of several strategies you can explore to regain control over your debts, whether they stem from bills or credit cards.

      Transparent Fees

      Levo Credit Union® prides itself on offering its valued members manageable personal loans that make sense. That’s why we keep fees simple and transparent.

      Requirements Amount
      ANNUAL FEE $0
      EARLY REPAYMENT FEE $0
      MONTHLY MINIMUM PAYMENT As low as $35 or 2% of outstanding balance
      REPAYMENT TERMS Up to 120 months

      Online Access

      Our online banking platform allows you instant access to your personal loan any time of day.

      • Check balances
      • Make payments
      • View statements
      ONLINE BANKING ▶︎

      *APR - Annual Percentage Rate

      Questions? Let's make personal lending a little easier.

      From choosing the right type of loan to understanding the application process, here are answers to some of the questions members ask most.

      We offer two main types of personal loans: Personal Fixed-Rate Term Loans with predictable monthly payments for up to 120 months, and Personal Lines of Credit up to $100,000 where you only pay interest on what you use.

      No, our personal loans do not require collateral. These are unsecured loans based on your creditworthiness.

      Our personal loans have no annual fees, no setup fees, no advance fees, and no penalties for early payment. The only cost is interest on the amount you borrow.

      Personal lines of credit up to $100,000 are available depending on your qualifications. You can draw funds as needed up to your approved limit and only pay interest on what you use.

      Term signature loans offer fixed rates and payments for up to 120 months. Personal lines of credit have flexible payment amounts as low as 2% of the outstanding balance, with a minimum payment of $35.

      Yes, personal loans are ideal for debt consolidation. You can merge various high-interest balances into one manageable loan, resulting in a single monthly payment.

      605-334-2471 ATMs Branches Careers News

      INSIDER SIGNUP! Be in the know of what great things are happening at Levo.

      Triangles

      Download Our Mobile App
      Apple App Store
      Google Play Store

      If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-568-5711 for assistance. All products and services available on this website are available at all Levo Credit Union® branch locations.

      © 2014-2026 Levo Credit Union®

      National Credit Union Association
      Equal Housing Lender

      Routing Number: 291479974 | NMLS: 441310