Starter Checking
Accounts for kids help your child grow. They learn to save money. You save time. We take care of the rest.
Already a member? Apply through online banking.
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Shine a light on the world of money.
No matter their age–kid, teen, student, or young adult–Levo checking and savings accounts help them learn money management, set savings goals, and make smart spending choices. Parents/guardians set flexible controls and monitor spending on this joint account.
Our starter checking accounts are ideal for families who know it’s never too early to prioritize financial well-being. The Levo Starter Accounts grant access to a linked checking account jointly owned by a parent or guardian.
- An excellent option for families. With a $0 monthly service fee, your child will be set up for a successful financial future with no hidden fees.
- Joint ownership means each account is opened jointly with a parent or guardian 18 years or older and allows full access to the starter account.
- A low initial deposit of $5 in their starter savings account means your child can start their checking account with no minimum balance.

CODE: GLJA01122305
Redeem a $5 Starter Account Coupon – ask for details!
Levo is adding $5 to your child's account! After applying for your Starter Account, email member-services@levo.org the code along with your name and we'll redeem your $5 coupon by adding it to the account.Members can open new checking accounts through online or mobile banking.
Instant $ Transfers
Send money instantly to your kid's accounts.
Mobile Payments
Use Apple Pay or Google Pay for mobile payments.
Balance Tracking
You and your kids see historic activity on their accounts.
Spending Limits
Set spending limits to help keep them on pace.
Learn More About Levo's
Checking & Savings Accounts
Levo Credit Union® prides itself on offering its valued members the fee-free checking they deserve. That’s why we keep them to a bare minimum. Take a look at how they stack up compared to the average bank.

8 Tips for Teaching Teens About Money
It’s important to start teaching kids about managing their money early so you can set them up for success later in life. Below are 8 tips for teaching teens about money from our Levo experts.Questions? Let's make KIDS' CHECKING ACCOUNTS a little easier.
From choosing the right option to understanding the application process, here are answers to some of the questions members ask most.
A minor checking account is usually a joint spending account for minors jointly owned with a parent or guardian 18 years or older. Look for an account that offers $0 monthly service fees, requires a minimal initial deposit in the savings account, has no minimum balance requirement, and includes features like mobile payments, spending limits, and balance tracking to help kids learn money management.
Minor Checking or Spending Accounts are designed for kids, teens, students, and young adults. Each account must be opened jointly with a parent or guardian who is 18 years or older and allows full access to the starter account for parental oversight and control.
You should look for a kid's checking or spending account with no monthly service fee and a small opening deposit. You should also shop for an account with no minimum balance requirement.
Yes, our starter checking account is designed specifically for kids. It’s a joint account for minors jointly owned with a parent or guardian 18 years or older. It features $0 monthly service fees, requires only a $5 initial deposit in the starter savings account, has no minimum balance requirement, and includes features like mobile payments, spending limits, and balance tracking to help kids learn money management.
Our student checking accounts are designed for kids, teens, students, and young adults. Each account must be opened jointly with a parent or guardian who is 18 years or older and allows full access to the starter account for parental oversight and control.
Our student checking account has a $0 monthly service fee with no hidden fees. The minimum opening deposit is only $5 in the starter savings account, and there is no minimum balance requirement.

605-334-2471