
Business Savings
Is your business set up for future success? Get invested in a savings account from Levo Credit Union, and you’ll be floored by the number of interest-earning options you have at your disposal.
Not A Member?
SPECIAL OFFER - FOR A LIMITED TIME
Supporting Your Goals With Higher Yields

Certificates That Will Put Your Savings To Work For You.
Our Certificate pays competitive rates and is simple to set up.
- 4.57% APY** for 13 months
- Term - 13 months
- Minimum opening balance of $500
To open a Certificate, stop into one of our 6 convenient locations or give us a call at 605-334-2471 for more information. NOTE: Members can open a Certificate through your online or mobile banking.
**13-month Promotional Share Certificate Annual Percentage Yield (APY). The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Promotional Share Certificates are available for new and existing members of Levo Credit Union. Minimum opening deposit of $500. Penalty for early withdrawal. Rate current as of May 12, 2023. Limited time offer. Offer may be changed or discontinued at any time. The 13-month Promotional Share Certificate will automatically renew at maturity to a new 12-month share certificate rate. Federally insured by the NCUA.
REQUIREMENTS | THE AVERAGE BANK | LEVO |
---|---|---|
MINIMUM OPENING DEPOSIT | $50 | $5 |
MINIMUM DAILY BALANCE | $300 (charged $5/month if not met) | $5 (no fee charged) |
Interest Earned
There’s nothing like earning a little extra dough for doing next to nothing! Your Levo business savings account can also earn dividends—it’s one of the many benefits of your business being a credit union member.
SHARE & SUPER SHARE SAVINGS RATES
Savings | Minimum Balance | Dividend Rate | APY* | Term |
---|---|---|---|---|
REGULAR, SPECIAL, & CHRISTMAS CLUB | $50 | 0.05% | 0.05% | N/A |
SUPER SHARE MONEY MARKET - TIER 1 | $1,000 up to $2,500 | 0.15% | 0.15% | N/A |
SUPER SHARE MONEY MARKET - TIER 2 | $2,500.01 - $10,000 | 0.70% | 0.70% | N/A |
SUPER SHARE MONEY MARKET - TIER 3 | $10,000.01 - $25,000 | 1.00% | 1.00% | N/A |
SUPER SHARE MONEY MARKET - TIER 4 | $25,000.01 - $50,000 | 1.75% | 1.76% | N/A |
SUPER SHARE MONEY MARKET - TIER 5 | $50,000.01 - $100,000 | 2.00% | 2.02% | N/A |
SUPER SHARE MONEY MARKET - TIER 6 | Over $100,000 | 2.25% | 2.27% | N/A |
Not a member?
*Members can apply through the online or mobile banking app.
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.
SHARE CERTIFICATES
Certificate Term | Minimum Deposit | Dividend Rate | APY* | Term |
---|---|---|---|---|
3 MONTH CERTIFICATE | $2,500 | 1.00% | 1.00% | 3 |
6 MONTH CERTIFICATE | $2,500 | 4.60% | 4.65% | 6 |
1 YEAR CERTIFICATE | $500 | 3.25% | 3.29% | 12 |
13 MONTH CERTIFICATE SPECIAL | $500 | 4.50% | 4.58% | 13 |
18 MONTH CERTIFICATE | $500 | 3.00% | 3.03% | 18 |
2 YEAR SHARE CERTIFICATE | $500 | 3.25% | 3.29% | 24 |
3 YEAR SHARE CERTIFICATE | $500 | 2.50% | 2.52% | 36 |
4 YEAR SHARE CERTIFICATE | $500 | 2.50% | 2.52% | 48 |
5 YEAR SHARE CERTIFICATE | $500 | 2.50% | 2.52% | 60 |
Not a member?
*Members can apply through the online or mobile banking app.
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.
**Limited time offer. Offer may be changed or discontinued at any time. The 13-month Promotional Share Certificate will automatically renew at maturity to a new 12-month share certificate rate.
Regular Shares
When we say “shares,” we mean your business’s very own piece of ownership of the credit union. When you open a business savings account, you are a Levo member. And when you’re a “shareholder,” you’re free and clear to apply for our many other valuable products and services. This is our most basic business savings account.
Not a member?
*Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $5 |
DIVIDEND-QUALIFYING BALANCE | $50 |
FEES CHARGED | $0 |
Special Shares
Saving up for something specific can be difficult when everything’s talked about in numbers, balances and deposits. That’s where Special Shares come in. Pick out what you’re saving for—equipment upgrades, systems or software—and we’ll help you meet your saving goals through automatic transfers and generous dividends.
Not a member?
*Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $5 |
DIVIDEND-QUALIFYING BALANCE | $50 |
FEES CHARGED | $0 |
Super Shares
For businesses with a little more seed money to start with, get super. A Super Shares account has a higher opening deposit requirement, but it offers the biggest opportunity to stockpile dividends, with six tiers of dividend-earning thresholds.
Not a member?
*Members can apply through the online or mobile banking app.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $1,000 |
DIVIDEND-QUALIFYING BALANCE | $1,000 |
FEES CHARGED | $0 |
MONTHLY WITHDRAWALS ALLOWED | Three |
Share Certificates
Invest a little, get a lot. If you’re after one of the highest possible interest-earning rates Levo has, you can invest your funds into a share certificate with a fixed-rate return over a designated period of time. You choose your term, and cash in when the clock runs out (or re-invest to maximize your dividends). Stop by a branch to open your certificate.
REQUIREMENTS | AMOUNT |
---|---|
MINIMUM OPENING DEPOSIT | $500 (12-60 months) $2,500 (3-6 months) |
EARLY WITHDRAWAL PENALTY | See Fee Schedule |
Fees could reduce earnings on the account. The account requires a minimum opening deposit based on term and APY and is listed above. Early withdrawal(s) may be subject to either the Regulation D Penalty or the Early Withdrawal Fee. Some exceptions may apply.
The Regulation D Penalty is 7 days' simple interest and applies to:
- Withdrawals made within 7 days of account opening including the opening day.
- Withdrawals made during the grace period, when additional deposits are made during the grace period and the withdrawal exceeds the amount of the matured Share Certificate balance.
Withdrawals made after the first 7 days of account opening are subject to the Early Withdrawal Fee below:
- For terms less than three months (or less than 90 days), the fee is one month's interest.
- For terms three months (or 90 days) through 12 months (or 365 days), the fee is three months' interest.
- For terms over 12 months through 24 months, the fee is six months' interest.
- For terms over 24 months, the fee is 12 months' interest.
Share Savings Rates Effective: 05/12/23
Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.