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    SHARE CERTIFICATES

    Saving for the future is important and share certificates are a great way to do that. Get a higher rate of return on your higher balance savings.

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    Build your savings and keep your peace of mind.

    Watch your money grow steadily over time while having the security of a guaranteed return on your investment.

    Share Certificates

    Invest a little, get a lot. If you’re after one of the highest possible interest-earning rates Levo Credit Union has, you can invest your funds into a share certificate with a fixed-rate return over a designated period of time. You choose your term, and cash in when the clock runs out (or re-invest to maximize your dividends). 

    What is a Share certificate?

    Share Certificates of deposit, commonly referred to as CDs, are deposit instruments that secure your funds for a specific duration. In return, it offers you a fixed annual percentage yield (APY), making certificates a secure and dependable method to increase your savings.

    How does it work?

    When you invest in a Share Certificate, you commit to keeping your funds in the account for a specific duration, which could vary from a few months to several years. In return, we will provide you with a guaranteed return on your investment, usually at a higher rate than a standard savings account.

    Why is it safe?

    When it comes to safeguarding your funds, certificates, along with savings and money market accounts, are among the most secure options available. Subject to limitations. The NCUA insures funds held at Levo.

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    *Members apply in-branch.

    SHARE CERTIFICATES

    Last Updated: Sep 20, 2024 6:32:08 PM
    Certificate Term Minimum Deposit Dividend Rate APY* Term
    3 MONTH CERTIFICATE $2,500 3.40% 3.43% 3
    6 MONTH CERTIFICATE $2,500 4.00% 4.04% 6
    1 YEAR CERTIFICATE $500 3.50% 3.55% 12
    18 MONTH CERTIFICATE $500 2.40% 2.42% 18
    2 YEAR SHARE CERTIFICATE $500 2.35% 2.37% 24
    3 YEAR SHARE CERTIFICATE $500 2.40% 2.42% 36
    4 YEAR SHARE CERTIFICATE $500 2.40% 2.42% 48
    5 YEAR SHARE CERTIFICATE $500 2.45% 2.47% 60
    Last Updated: Mar 28, 2024 7:13:55 PM
    REQUIREMENTS AMOUNT
    MINIMUM OPENING DEPOSIT $500 (12-60 months)
    $2,500 (3-6 months)
    $5,000 (9 months)
    EARLY WITHDRAWAL PENALTY See Fee Schedule Below*

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    *Members apply in-branch.

    *APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request and will be provided at account opening.

    Calculate Your Potential

     

    The account requires a minimum opening deposit based on term and APY and is listed above.  Early withdrawal(s) may be subject to either the Regulation D Penalty or the Early Withdrawal Penalty. See disclosures provided during account opening.

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    Routing Number: 291479974

    NMLS: 441310

    If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-568-5711 for assistance. All products and services available on this website are available at all Levo Credit Union branch locations.

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