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FHA Home Loans

There is no feeling quite like the comfort and peace of mind that comes with owning your own home. Returning to your sanctuary after a long and challenging day at work is truly priceless.

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APR* AS LOW AS

5.50%

30 Year Fixed

Mortgage underwriting? Local. – Fees? Low as can be.

FHA Home Loans

Lack of down-payment funds or an imperfect credit score don’t need to keep you from buying a home. Get mortgage funding for low to moderate earners. Minimal down payment required, competitively low-interest rates.

A GOOD FIT IF...

  • You are unable to qualify for a conventional loan, or
  • You're working on improving your credit, or
  • You're looking to purchase a 2-4 unit property and it is your primary residence (a lower down payment allows for a higher debt-to-income ratio)
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LOW FEES

Levo Credit Union keeps the fees associated with financing a home sensible and minimal. Our origination fee is just 0.75% of the loan amount.

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Speedy Decisions

We don’t leave you hanging on our prequalification decisions—you know your approval status when you meet with your loan officer.

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LOCAL UNDERWRITING

Our local team features an underwriting pro who can make the qualification process smooth, simple and speedy.

We're Ready When You Are

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Current Home Loan Interest Rates

Mediocre mortgages are a dime a dozen. That’s why Levo flips the script—we have local underwriting, speedy qualification decisions and minimal fees and interest rates. Let’s talk about what the Levo mortgage team can do for your home purchasing goals.

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Last Updated: Feb 27, 2024 6:55:28 PM
Mortgage Type Rate APR*
30 YEAR FIXED RATE 6.500% 6.632%
20 YEAR FIXED RATE 6.625% 6.800
15 YEAR FIXED RATE 6.375% 6.591%
10 YEAR FIXED RATE 6.% 6.429%
7/1 ARM 8.500% 8.637%
10/1 ARM 9.000% 9.141%
SOUTH DAKOTA HOUSING 30 YEAR FHA 5.625% 5.750%
SOUTH DAKOTA HOUSING 30 YEAR FHA FIXED RATE PLUS 6.125% 6.254%
FHA 30 YEAR FIXED RATE 6.125% 6.412%
VA 30 YEAR FIXED RATE 6.124% 6.553%

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*APR – Annual Percentage Rate. Your loan interest APR will be determined by your credit score. The numbered tiers shown represent credit score ranges as follows: 1= 720+, 2= 680-719, 3= 679 or lower. The specific rate will be set at the time of loan application review. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. First Mortgage and Construction Loans are subject to an origination fee of 0.75% or $1,000.

Calculate Your Mortgage

 

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-568-5711 for assistance. All products and services available on this website are available at all Levo Credit Union branch locations.

Routing Number: 291479974
NMLS: 441310
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