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Personal Checking

Imagine a world without unnecessary fees. Now imagine a “free checking” account that is legitimately free of unavoidable fees. That’s the benefit of banking with Levo Credit Union.


Transparent Fees

Levo Credit Union prides itself on offering its valued members the fee-free checking they deserve. That’s why we keep them to a bare minimum. Take a look at how they stack up compared to the average bank.

Features The Average Bank Levo
OVERDRAFT LINE OF CREDIT ACCESS $3/transfer $0/transfer
BILL PAY FEE $8/month $0
NATIONWIDE FEE-FREE ATM ACCESS Avg. 23,000 locations 88,000+ locations

ATM/Checkcard Access

Each checking account comes with a free checkcard to be used online, at brick-and-mortar stores and at ATMs nationwide—more than 88,000 of them without fees. There are no monthly or transaction fees for using it, and it’s usable wherever Visa® Debit Cards are accepted.


Your Levo Credit Union check card is equipped with Visa Secure - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more click here.

Lost or Stolen Card

For member service or to report a lost or stolen card call 605.334.2471 or 800.568.5711.

After business hours, call 800.236.2442.

Online/Mobile Services

There's no need to hustle over to a branch to get your basic banking needs taken care of. Here's the array of things you can get done in our online banking platform or the Levo Credit Union mobile app:

  • Check balances
  • Pay bills
  • Open new accounts
  • Transfer funds
  • Reorder checks
  • View statements
  • Make loan payments
  • Set up text/email alerts*


*Standard text/data rates may apply.

Direct Deposit

It’s easy to get your paycheck funds directly into your account. Access your money faster by bypassing a paper paycheck. Just have the routing number and account number from the bottom of your paper checks handy, and you can submit your direct deposit form to your employer.


Payroll Deduction

Why not let us take care of those recurring transactions - and you can just enjoy your paydays.

We can arrange -- through your employer payroll office or by automatic transfer here at the credit union -- to make your loan payments for you. We can also help you save on a regular basis with transfers to regular savings, Christmas club or other special share accounts, your IRA shares, or put money into the kids' accounts.

In addition to saving you the time spent making these payments and deposits yourself, Payroll Deduction never "forgets".

Overdraft Protection

A backup plan is always helpful. That’s why we offer a line of credit specifically for overdrafts so you don’t have to worry about being charged a fee when you accidentally overdo your spending. There’s no cost to add it—you just pay a minimal interest rate when (or if) you use it.

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Interest Earned

There’s nothing like earning a little extra dough for doing next to nothing! Your Levo Credit Union checking account can also earn dividends—it’s one of the many benefits of being a credit union member.


Order Checks

Imagine a world without unnecessary fees. Now imagine a “free checking” account that is legitimately free of unavoidable fees. That’s the benefit of banking with Levo Credit Union.


Reorder Paper Checks

If you’re all out of paper checks, you can reorder with ease online. If you have your checks through our Checks for Less™ program*, you can reorder right here with your next sequential check number and your 13-digit account number.


*Price per 150-check box is $14.99 for the official Levo Credit Union check design and $16.99 for all other styles. If you order your checks through another provider or you don’t know the required numbers listed above, call 605-334-2471 or 800-568-5711 to reorder over the phone.

Current Consumer Checking Dividend Rates

You can earn dividends just by banking with Levo Credit Union. Here's what you can expect currently:

Minimum Balance Dividend Rate APY*
AT ACCOUNT OPENING $0 0.00% 0.00%

*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.


Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.