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    Building Wealth With EasyVest® Automated Investing

    Building Wealth With EasyVest® Automated Investing

    Discover how automated investing through EasyVest® can simplify your wealth-building journey while helping you reach your financial goals with confidence and ease.

    Understanding Automated Investing

    Building wealth through investments used to require a lot of time, expertise, and constant portfolio management. But now automated investing has changed that game, opening up opportunities for everyone to join in strategies once exclusive to those with substantial financial resources or financial advisors.

    Automated investing leverages robo-advisors and technology to tailor and manage investment portfolios based on your unique financial situation, timeline, and risk preference. This modern method removes the need for constant monitoring and manual adjustments, allowing your investments to work 24/7. 

    Simplifying the Investment Process

    EasyVest® is a program developed with Access Softek Advisory Services, LLC and DriveWealth, LLC, designed to offer you an easy and secure wealth-building solution.

    What's great about it is its simplicity. EasyVest® handles the intricate details of investing—like asset allocation, diversification, and portfolio rebalancing—while you enjoy full transparency and control in your online and mobile banking platforms. You can check your investment performance, contribute, or tweak your strategy whenever and wherever you like.

    Key Benefits for Long-Term Financial Growth

    Automated portfolio management platforms provide key benefits for financial growth. They offer diversification, reducing risks associated with concentrating on a single investment or sector. This helps protect your portfolio from market fluctuations and supports long-term success.

    Market fluctuations can tempt investors to make reactive choices that undermine their long-term strategy. Automated investing removes the human element by maintaining your investment approach regardless of short-term market movements. The platform automatically rebalances your portfolio as needed, ensuring your asset allocation remains aligned with your risk tolerance and financial objectives

    DIG DEEPER: Saving for Retirement–When, Why & How

    Cost efficiency is another major advantage. Robo-advisors deliver professional management at lower fees, allowing more of your money to work towards your goals. 

    Maximizing Your Potential

    Automated investing truly shines when you make regular contributions over time. When it comes to growing your wealth long-term, consistency is key. Instead of trying to predict the market or waiting for the perfect moment, automated contributions keep you steadily moving toward your financial goals. Even small, regular contributions can grow significantly over time through compound growth, where your returns generate additional returns. Life events like salary bumps, paying off debt, or cutting expenses can help you boost your automated contributions, speeding up your journey to financial success.

    Getting Started At Levo With EasyVest®

    Levo Credit Union®'s robo-advisor solution is designed specifically to make investing accessible, straightforward, and stress-free for members. 

    At Levo, members can open an account with as little as $200 and enroll in their account through their online or mobile banking platform.

    Not a Levo member? Become a member here.

    During enrollment, members answer questions about their financial goals, investment timeline, and risk tolerance, which helps EasyVest® recommend a tailored portfolio. Risk tolerance indicates comfort with market swings, balancing growth and stability.
     
    After account setup, you can automate transfers from checking or savings to your EasyVest® portfolio, simplifying contributions and building wealth. You can access your account via online and mobile banking platforms used for other Levo accounts.
     
    At Levo, the monthly account management fee is based on a percentage (0.6% per year, $0.50/month minimum) of your average investment balance. There is also a small withdrawal fee. For additional information related to an EasyVest® account at Levo, click here.
     
    Final Thoughts
    Automated investing provides access to diversified investment portfolios, removes emotional decision-making, and provides a disciplined approach to growing your assets over time. For members seeking to build emergency funds, save for retirement, or achieve other long-term financial goals, automated investing offers a practical and efficient pathway to financial security.
     
    EasyVest® is an investment account, so there is a risk that you may lose your investment. Should the market value of your account decline, your account may lose value. For members seeking risk-averse alternatives or additional savings strategies, options such as Super Shares accounts and Certificates provide secure ways to grow your funds with guaranteed returns.