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    Overdraft Protection

    Overdrafts happen—but the hassle and expense don’t have to. Levo’s overdraft protection has you covered.

    Not a member?

    BECOME A MEMBER ︎

    Draft Topper**

    Sometimes life happens—and your balance doesn’t get the memo. That’s where Draft Topper comes in. It’s a built-in backup line of credit designed to cover those occasional overdrafts, so you can skip the stress (and the fees).

    • Protect your account–and your credit. Avoid declined transactions and unexpected overdraft fees.
    • Only pay when you use it. No setup fees, no surprises–just a low interest rate if you tap into it.
    • Give yourself breathing room. Credit limits up to $5,000 for extra peace of mind.
    • Low cost, big relief. A $100 advance costs about 5¢ per day.
    It’s simple, affordable protection that helps keep your finances moving forward—even when things don’t go as planned.

    Not a member?

    APPLY NOW ︎

    *Members can apply through the online or mobile banking app.

    **With approved credit. Not available to members with YES accounts. 

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    Not interested In Draft Topper?

    You still have options. You can link your account to another eligible account—like a savings account—to help cover overdrafts when they happen. Inquire with a Member Service Associate for more details.