Dave Kowalczyk
Mortgage Loan Originator
Email: davek@levo.org
NMLS #465946
Phone: 605-977-8324
Cell: 605-254-7976
Fax: 605-334-3981
Helping members find their way home.
Dave Kowalczyk serves Levo’s members as a Mortgage Loan Originator. He has been with Levo for more than 15 years and brings almost 30 years of experience in mortgage lending.
Dave holds a Bachelor of Science in Finance from Southwest Minnesota State University. Throughout his career, he has enjoyed helping members navigate the home-buying process, offering guidance along the way and working through challenges that may arise.
Giving back is also important to Dave. He volunteers for and supports The Banquet, as well as his church and related ministries.
Dave’s favorite part of working at Levo is helping members get into their dream homes—providing guidance, answering questions, and helping make the path to homeownership a little easier.
"My goal as a Mortgage Loan Officer is to give you the best possible service, educate you about the loan programs available, and to make the loan process as painless as possible. I am proud to work for and be a member of Levo Credit Union® because of the great value we offer our members. I know there are many choices available to you, and I appreciate the opportunity to serve you."
Why Levo, Dave?
▶︎ We offer a full range of products.
▶︎ Low closing costs! Our standard origination is .75%, saving you money right out of the gate. For example, I recently did a comparison for a member who received a quote from a local community bank on a $200,000 loan. Our fees were over $700 less!
▶︎ Reduced Private Mortgage Insurance rates. On the same comparison, I was able to save our member over $40 a month–nearly $500 saved per year!
▶︎ Service. It's second to none. Fast prequalification, quick answers to questions, and Levo underwriting.
DAVE SPECIALIZES IN
▶︎ Home/Mortgage Loans
▶︎ Refinancing Options
▶︎ First-Time Homebuyer Financing
▶︎ Construction Loans
▶︎ VA Loans
▶︎ ARM Loans
▶︎ Rural Development Loans
Member Testimonial
Dave Kowalczyk was very helpful throughout the mortgage process and was just a call away if I ever had questions. He made the stressful process of buying a home feel smooth and painless.
- Justin H., Levo Member
Member Testimonial
Always a pleasure working with Dave and his team! Highly recommend if you want a seamless mortgage process
- Jamie K, Levo Member

605-334-2471