James Nytroe
Mortgage Loan Originator
Email: jamesn@levo.org
NMLS #489420
Phone: 605-977-8378
Fax: 605-334-1392
Experience That Helps Make Homeownership Happen.
James Nytroe serves Levo’s members as a Mortgage Loan Originator. He has worked at Levo for more than 19 years and has more than 13 years of experience in mortgage lending.
James earned an Associate Degree in Financial Services from Southeast Technical Institute. He enjoys being part of a nonprofit financial institution that offers competitive rates and fees and helping members navigate the path to homeownership.
Giving back is also important to James. He volunteers for and supports several nonprofits in the area, including The Banquet, Rake the Town through Active Generations, and Habitat for Humanity.
"My favorite part of working at Levo is being a part of a not-for-profit financial institution that offers competitive rates and fees. I love seeing the excitement on members’ faces on closing day—especially first-time homebuyers. I have been fortunate to build strong member relationships, and my goal is to provide a smooth, accurate, and memorable experience for the member-homeowner. I realize the importance of purchasing a home and would like to be a part of this experience with you."
Why Levo, James?
▶︎ We offer a full range of products.
▶︎ Low closing costs! Our standard origination is .75%, and lower underwriting fees to keep more money in your pocket.
▶︎ Private Mortgage Insurance rates are unbelievably low.
▶︎ Local underwriting, fast prequalification, and quick response to questions ensure the best quality service.
JAMES SPECIALIZES IN
▶︎ Home/Mortgage Loans
▶︎ Refinancing Options
▶︎ First-Time Homebuyer Financing
▶︎ Construction Loans
▶︎ VA Loans
▶︎ ARM Loans
▶︎ Rural Development Loans

Member Testimonial
All throughout the home buying process I worked alongside Jamess Nytroe. James was a great help, explaining many things and guiding me through the steps to being a home owner. Even now I still rely on him, asking any questions that may arise. He has been quick with an answer and very understanding with the given situations. All in all, working with LEVO and James was a great experience.
- Nathan, Levo Member

Member Testimonial
James was extremely helpful throughout the loan process and prompt in answering any questions that I had. Has very professional and easy to work with. Would definitely reach out to him again the next time I need him.
- Levo Member

Member Testimonial
James made our home-buying experience so smooth by patiently answering every single rookie question we had, crunching numbers for many different scenarios, and helping us navigate unforeseen challenges. He truly made the experience less stressful with his calm and authentic demeanor. Always happy to assist, James still answers random questions we throw his way, months after we closed on our home.
- Scott & Whitney, Levo Members

Member Testimonial
James was incredible during this process! He was always very speedy getting information to us and always willing to help when we had questions! He was extremely personable, which made this process more comfortable for us!
- Levo Member

Member Testimonial
Technically A Director
James has helped me with a refinance and two new mortgages. He has made the process painless and answered all my questions quickly. James has gone above and beyond for my wife and me. James is the man!
Kurt, Levo Member

Member Testimonial
Technically A Director
I've had the pleasure of working with James for my last two home purchases. Along every step of the way, he's made the process as straightforward as possible. He has a wealth of knowledge that always goes above and beyond to ensure any needs, questions, and concerns are met. If you're working with James, you're in good hands!
- Brady, Levo Member

Member Testimonial
Working with James from Levo Credit Union made building our new home such a great experience! He was knowledgeable, responsive, and truly went above and beyond to make the mortgage process smooth and stress-free. James is a wonderful Mortgage Loan Originator, and we’re so thankful for his guidance and support throughout the entire process. We would highly recommend James to anyone looking for someone they can trust!
- Tyler & Kelsie H., Levo Members
~ VIDEO Testimonial ~
First-Time Home Buyers
Carter & Cody share their experience with Levo as first-time homebuyers. "We were approved by other banks, but the customer service at Levo was on another level, and that was the biggest thing to us."

605-334-2471