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    Welcome Home

    There’s nothing like a place to rest your feet at the end of the day. That haven from the rigors of everyday life. You’re never more Levo than when you’re sitting down to dinner at home.

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    APR* AS LOW AS

    5.875%

    15 Year Fixed

    Mortgage underwriting? Local. – Fees? Low as can be.

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    *Annual percentage rate. All expenses not specified herein, including, without limitation, all federal, state and local taxes, are member’s sole responsibility.
    Equal Housing Lender. NMLS 441310

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    LOW FEES

    Levo Credit Union keeps the fees associated with financing a home sensible and minimal. Our origination fee is just 0.75% of the loan amount.

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    Speedy Decisions

    We don’t leave you hanging on our prequalification decisions—you know your approval status when you meet with your loan officer.

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    LOCAL UNDERWRITING

    Our local team features an underwriting pro who can make the qualification process smooth, simple and speedy.

    A perfect fit for every lifestyle.

    How do you Levo at home?

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    We're Ready When You Are

    Meet The Team

    James Nytroe

    Mortgage Loan Originator

    Branch: Arrowhead
    Email: jamesn@levo.org
    NMLS #489420
    Phone: 605-977-8378
    Fax: 605-334-1392

    MEET JAMES ︎

    Tyana Viss

    Mortgage Loan Originator

    Branch: South Cliff
    Email: tyanav@levo.org
    NMLS #1441509
    Phone: 605-977-8336
    Fax: 605-334-1474

    MEET TYANA ︎

    Nicole Taubert

    Mortgage Loan Originator

    Branch: Downtown
    Email: nicolet@levo.org
    NMLS #1601641
    Phone: 605-977-8368
    Fax: 605-334-3981

    MEET NICOLE ︎

    Dave Kowalczyk

    Mortgage Loan Originator

    Branch: South Louise
    Email: davek@levo.org
    NMLS #465946
    Phone: 605-977-8324
    Cell: 605-254-7976
    Fax: 605-334-3981

    MEET DAVE ︎

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    Current Home Loan Interest Rates

    Mediocre mortgages are a dime a dozen. That’s why Levo flips the script—we have local underwriting, speedy qualification decisions and minimal fees and interest rates. Let’s talk about what the Levo mortgage team can do for your home purchasing goals.

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    Last Updated: May 30, 2023 8:50:26 PM
    Mortgage Type Rate APR*
    30 YEAR FIXED RATE 6.250% 6.380%
    20 YEAR FIXED RATE 6.125% 6.296%
    15 YEAR FIXED RATE 5.875% 6.088%
    10 YEAR FIXED RATE 5.875% 6.177%
    7/1 ARM 6.750% 6.873%
    10/1 ARM 7.00% 7.125%
    SOUTH DAKOTA HOUSING 30 YEAR FHA 5.875% 6.142%
    SOUTH DAKOTA HOUSING 30 YEAR FHA FIXED RATE PLUS 6.250% 6.524%
    FHA 30 YEAR FIXED RATE 6.375% 6.666%
    VA 30 YEAR FIXED RATE 6.375% 6.810%
    Last Updated: Jan 20, 2023 9:10:39 PM
    Mortgage Type Rate APR* Term (Months)
    RESIDENTIAL LOT LOANS 80% LTV TERM 15 YEARS 6.990% 7.162% 180
    CONSTRUCTION LOAN OPTION 1 3.990% 8.267% 9
    CONSTRUCTION LOAN OPTION 2 4.990% 8.975% 9

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    *APR – Annual Percentage Rate. Your loan interest APR will be determined by your credit score. The numbered tiers shown represent credit score ranges as follows: 1= 720+, 2= 680-719, 3= 679 or lower. The specific rate will be set at the time of loan application review. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. First Mortgage and Construction Loans are subject to an origination fee of 0.75% or $1,000.

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